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iPay Merchant Services
  • Home
  • Cash Discount
  • Clover Equipment
    • Station Duo
    • Mini
    • Flex
    • Go
  • Become An Agent
  • About
  • Contact
  • Leads
  • More
    • Home
    • Cash Discount
    • Clover Equipment
      • Station Duo
      • Mini
      • Flex
      • Go
    • Become An Agent
    • About
    • Contact
    • Leads
iPay Merchant Services

EN

  • Home
  • Cash Discount
  • Clover Equipment
    • Station Duo
    • Mini
    • Flex
    • Go
  • Become An Agent
  • About
  • Contact
  • Leads
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Programs we offer

Cash Discount

Cash Discount

Cash Discount

Debit Card and Credit Card Fees are passed on to the Customer.  About four cents per dollar.

Surcharge

Cash Discount

Cash Discount

Credit Card fees only are passed on to the Customer.

Traditional

Cash Discount

Traditional

Cost Plus Pricing is offered to Merchants not wanting to pass fees on to their Customers.

It's all very easy to understand - see below.

Increase your profitability By Switching to cash DiscounT

How Does It Work?

A Cash Discount occurs when a Merchant decreases the price for cash purchases.  A cash discount works by applying a small customer service fee on all Customer transactions. This fee is removed if the Customer pays with cash or in-store gift card.  The fees are literally pennies on the dollar.  Your Business instantly benefits from this change.  Think of it as giving your customers the option to pay a lower price for your products and services when using cash instead of credit cards or debit cards.   Stop losing money to credit card processing fees! business financial consultant

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Surcharge Program for Merchants

How is it different than Cash Discount?

Surcharging is the practice of adding on a small fee to a transaction to cover the Merchant’s costs for credit card transactions ONLY.   Surcharging does NOT include passing any fees on associated to the use of debit cards.  It’s ultimately just asking the Customer to pay for the convenience of being able to use their Card.

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Traditional Credit Card Processing

Cost Plus Pricing

For those Merchants that don't want to opt for saving processing fees by passing costs on to their Customers we also offer a Cost Plus Pricing program.  This is a transparent pricing model that defines what the profitability is on the account.  The fees associated with this program are paid by the Merchant and not their Customers.

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Equipment Manufacturers

Clover Equipment Options

Clover Station Duo

The all‑in‑one POS for faster service at the counter.  


Station Duo is a powerful point of sale system for quick service restaurants, retail stores, and service businesses – wherever customers line up fast.

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Clover Mini

A small but powerful POS system.


A full point-of-sale system in one sleek little package. Mini can fit into any space but packs plenty of POS power to run your business, end to end. Use it just for payments or to run your whole business from inventory to payroll.

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Clover Flex

The handheld POS system.


Serve customers better—at the counter, in line, at the table or in the field—with the Clover Flex handheld POS system. This all-in-one device provides built-in capabilities to accept payments, conduct business, and track sales, all from the palm of your hand.

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Clover Go

The mobile POS system in your pocket.


Take your business to your customers, whether at the local farmer’s market or a client’s job site. The Go app and portable credit card reader are easy to use and give you the power of a full POS anywhere you have Wi-Fi or cellular connection.

Learn more

Zero Processing Rates-Free Terminal or new POS system Call us 817-414-4729 zero processing fees-dual processing- free terminals-pos systems-online payments-gateways-new virtual payment

How We Start

Our Seasoned Sales Reps start by asking important questions like:

  • How do you interact with you Customers -
    Face to face, over the phone or through your website?
  • Are the purchases one-time?
  • Do you have any Customers with recurring billing?
  • Do you ever go to your Customers' location(s) and take payment there?
  • How many servers or employees need to be able to take payments at any given time?
  • How many locations do you have?


Best Recommendations

We will never take a one size fits all approach with any of our Merchants.  We will give best recommendations based on the information you share with us.  We will pull from our Team's industry experience to offer the solutions best-suited for you.

Why?

By participating in your success we ensure a long-term relationship with each and every Customer of iPay Merchant Services.

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*Additional Perks

Free Terminals and P.O.S. Stations

Free Terminals and P.O.S. Stations

Free Terminals and P.O.S. Stations

*For those Merchants that qualify, we offer a large variety of terminals and Point Of Sale Systems Free of Charge!

Free Website Design

Free Terminals and P.O.S. Stations

Free Terminals and P.O.S. Stations

*For those Merchants that qualify, we offer Free, mobile friendly website designs.  We also offer custom website designs quoted as needed.

Contact Us

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(817) 415-4729

iPay Merchant Services

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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